Carers Allowance
How it works
You could get £86.45 a week if you care for someone at least 35 hours a week and they get certain benefits. You do not have to be related to, or live with, the person you care for. You do not get paid extra if you care for more than one person. If someone else also cares for the same person as you, only one of you can claim Carer’s Allowance.
Carer’s Allowance can affect the other benefits that you and the person you care for get. You have to pay tax on it if your income is over the Personal
Allowance.
What else you can get
For each week you get Carer’s Allowance you’ll automatically get National Insurance credits.
You may also be able to apply for:
- support from your local council
- a Council Tax Reduction
- Universal Credit if you’re on a low income or out of work
- Pension Credit if you’re over working age
- grants and bursaries to help pay for courses and training
The person you care for:
The person you care for must already get one of these benefits:
- Personal Independence Payment – daily living component
- Disability Living Allowance – the middle or highest care rate
- Scottish Adult Disability Living Allowance – the middle or highest care rate
- Attendance Allowance
- Pension Age Disability Payment
- Constant Attendance Allowance at or above the normal maximum rate withan Industrial Injuries Disablement Benefit
- Constant Attendance Allowance at the basic (full day) rate with a War
Disablement Pension - Armed Forces Independence Payment
- Child Disability Payment – the middle or highest care rate
- Adult Disability Payment – daily living component at the standard or enhanced rate
If you care for the person with others:
You cannot get Carer’s Allowance if you share the care of someone and the other carer is already claiming:
- Carer’s Allowance for that person
- Carer Support Payment for that person
- The extra amount of Universal Credit for caring for someone who gets a
disability-related benefit for that person
The type of care you provide
You need to spend at least 35 hours a week caring for someone. This can include:
If you want to get Carer’s Allowance, speak to the other carer about changing their benefits. If the other carer does not want to do that, you can still apply for Carer’s Allowance. The Department for Work and Pensions (DWP) will decide who should receive the benefit.
The type of care you provide:
You need to spend at least 35 hours a week caring for someone. This can include:
- helping with washing and cooking
- taking the person you care for to a doctor’s appointment
- helping with household tasks, like managing bills and shopping
Your eligibility:
All of the following must apply:
- you’re 16 or over
- you spend at least 35 hours a week caring for someone
- you’ve been in England, Scotland or Wales for at least 2 of the last 3 years (this does not apply if you’re a refugee or have humanitarian protection status)
- you normally live in England or Wales, or you live abroad as a member of the armed forces (you might still be eligible if you’re moving to or already living in an EEA country or Switzerland
- you’re not in full-time education
- you’re not studying for 21 hours a week or more
- you’re not subject to immigration control
- your earnings are £196 or less a week after tax, National Insurance and
expenses
Calculating your earnings
Your earnings are any income from employment and self-employment after tax, National Insurance and expenses.
Expenses can include:
- 50% of your pension contributions
- equipment you need to do your job, for example specialist clothing
- travel costs between different workplaces that are not paid for by your employer, for example fuel or train fares
- business costs if you’re self-employed, for example a computer you only use for work
- If you pay a carer to look after the disabled person or your children while you work, you can treat care costs that are less than or equal to 50% of your earnings as an expense. The carer must not be your spouse, partner, parent, child or sibling.
Example:
You earn £100 a week (after tax, National Insurance and other expenses) and spend £60 a week on care while you work. You can treat £50 of this as an expense.
Payments that do not count as earnings include:
- money received from an occupational or private pension
- contributions towards your living or accommodation costs from someone
you live with (they cannot be a tenant or boarder) - the first £20 a week and 50% of the rest of any income you make from
someone boarding in your home - a loan or advance payment from your employer
If you get State Pension:
You cannot get the full amount of both Carer’s Allowance and your State Pension at the same time.
- If your pension is £83.30 a week or more, you will not get a Carer’s Allowance payment.
- If your pension is less than £83.30 a week, you’ll get a Carer’s Allowance payment to make up the difference.
If you get Pension Credit:
If your State Pension is more than £83.30 a week, you will not get a Carer’s Allowance payment but your Pension Credit payments will increase instead.
If you’re not eligible:
You might be eligible for Carer’s Credit if you’re not eligible for Carer’s Allowance.
